DECISION SUPPORT SYSTEM SELECTING MONEY MARKET MUTUAL FUND USING AHP METHOD

: Money Market Mutual Funds are a short-term and low-risk investment vehicle suitable for novice investors. The large list of Money Market Mutual Funds for sale makes it difficult for novice investors to choose the best one. Therefore, in selecting Money Market Mutual Funds, a decision support system is needed by using the AHP (Analytical Hierarchical Process) method. Calculations using the AHP method can produce ratings that can be used as a reference in selecting Money Market Mutual Funds. The highest-ranking result in this study is Batavia Dana Kas Maxima.


INTRODUCTION
Investment is one way to increase future profits for companies and individuals. There are many types of investment with their respective levels of risk, Mutual Funds are one type of low risk investment [1]. Mutual Fund is a type of investment instrument in which investment funds are managed in a securities portfolio by an investment manager. Investors trust their funds to be managed by investment managers, so the reputation and expertise of investment managers are considered by investors in choosing a good investment manager. Mutual Funds are designed for potential investors who want to invest but have limited investment knowledge and do not have time to analyze the market [2]. There are four types of Mutual Funds, namely [3]: Fixed Income Mutual Funds, Equity Mutual Funds, Money Market Mutual Funds and Mixed Mutual Funds.
Money Market Mutual Funds are types of financial products that are invested in deposits with maturities of less than one year, bonds, and Bank Indonesia Certificates. Money Market Mutual Funds have a small risk compared to oth-er types of Mutual Funds because of their short period, so they are safe for novice investors even though they get small profits or returns compared to other types of Mutual Funds. [4], [5]. The large list of Money Market Mutual Funds in Indonesia makes novice investors confused in choosing and buying a good Money Market Mutual Funds. While there is no certainty that Money Market Mutual Funds that have performed well in the past will continue to do well in the future. Each type of mutual fund performs differently. It depends on how the performance of the investment manager is managed [6].
Decision support systems can help certain parties to make the right and fast decisions based on the alternatives that have been proposed [7]. The use of decision support systems for the selection of investment products has been discussed in several studies, using certain methods, decision support systems can provide the best investment alternative product choices [8], in this case are Money Market Mutual Funds Products.
The method used to choose the right Money Market Mutual Fund product is the AHP method. The AHP method can help investors prioritize and make optimal decisions through a decision support system. This method is suitable to be applied in this study because it can prioritize inventory. The application of AHP is based on experience and experts or users to determine the factors that influence the decision-making process [9].
The purpose of this research is to design a decision support system for choosing Money Market Mutual Funds using the AHP (Analytic Hierarchy Process) method so that it can help novice investors in choosing and deciding to buy the best Money Market Mutual Funds product.

METHOD
This study uses an observation technique, by collecting data from Bibit.id securities to obtain a sample of data used as data in the AHP calculation. There are 5 samples of data from 5 securities used from 2018-2022. The AHP (Analytic Hierarchy Process) method measures and determines the proportional scale for discrete and continuous comparisons by breaking down complex multicriteria problems into a hierarchy. Hierarchy is defined as a picture of complex problems in a multi-level structure, at the first level is a goal, then there are factor levels, criteria, sub-criteria and the final level is an alternative level so that the problem looks more systematic and structured [10]. On the criteria, the criteria are weighted using the AHP method formula based on the level of importance. There is a sequence of calculation steps that need to be considered in calculating AHP [ One element is slightly more important than the other 5 One element is more important than the other elements 7 One element is definitely more important than the other elements 9 One element is absolutely important than the other elements 2,4,6,8 The value between two adjacent elements

RESULT AND DISCUSSION
The selection of Money Market Mutual Funds is influenced by several important factors or criteria, including Bibit.id [11]: The reputation of the Investment Manager (criterion 1), Return Based on the criteria comparison matrix and the alternative comparison matrix, the number of elements is five so the Random Index (IR) value in this calculation is 1.12.
To perform AHP calculations, the criteria and alternative data samples were taken from Bibit.id on April 6, 2022 [12] which is contained in table 3. Samples on all alternatives with the criteria of AUM and Expense Ratio were taken within 5 years (2018-2022). The data sample is used as a reference in making pairwise comparison matrices. The value of the data sample may vary depending on the condition of the Money Market Mutual Fund.

CONCLUSION
The AHP method is proven to be able to assist in selecting the best Money Market Mutual Funds, based on important criteria and selected alternatives to support decision-making. The calculation results state that the best alternative in choosing Money Market Mutual Funds is Alternative 1, namely Batavia Dana Kas Maxima.